The reality for most MSMEs right now
Sound familiar illustration

Sound familiar?

Every MSME owner has said this at least once

"Will check with CA and update"

The visibility problem

You're not alone in this.
Most founders are running on gut feel.

Every MSME owner and startup founder has been there juggling a dozen things, relying on a CA email sent 3 days ago, making big decisions on incomplete numbers. The problem isn't your effort. It's visibility.

Bank balance looks fine until it doesn't Salary, EMI and GST all hit the same week. You find out on Monday morning.
Crores in revenue, lakhs stuck with debtors ₹50L outstanding, tracked on a spreadsheet from last month.
Tax deadlines are always a last-minute scramble Advance tax, TDS, GST you only know the number when it's urgent.
Investor asks for ratios. You call your CA. Wait 2 days. Miss the window. Every single time.

FinClick 360 changes that. It connects to your Tally, syncs your bank, tracks your debtors and puts every number you need live, in one place so you can stop guessing and start deciding.

Free Trails
Tally connected
Live daily sync
Setup in 5 Mins
Build Purpose

Designed Specifically​
for MSMEs and startups

FinClick 360 connects directly to your Tally data and turns it into a live financial intelligence dashboard. Real-time visibility into cash position, outstanding debtors, profitability, and tax liabilities without waiting for your accountant.

For growing MSMEs, it means knowing where your business stands every day, not at month-end. For early-stage startups, it means having the numbers ready when investors ask, banks need ratios, or you need to make a fast call.

Dashboard
Document Vault
AI insights
AI Native Advisory
Whatsapp
Share Ledger

Tally Integration

Tally
Tally
auto sync
FinClick 360
9:41
FinClick360 AI
Analysing
Finance Insights
Balance sheet uploaded · Sharma & Associates
AI
Hi! Ask me anything about your firm's finance.
SA
My bank balance is low, then how can I be profitable?
AI
Instant answersNo waiting for your CA
Live dataAlways up to date
Tally connectedYour data, unlocked
Plain languageNo finance degree needed
AI Powered Intelligence

Ask about your finances and
get answers like a professional

FinClick 360's AI reads your live Tally data and answers your real financial questions the moment you ask them. No waiting. No jargon. No finance degree needed. Ask why your cash is low despite strong sales. Find out which customers are quietly draining your margins. Understand your tax position before it becomes a crisis. For startups especially when every rupee and every decision counts having instant financial intelligence isn't a luxury. It's how you stay ahead.

Instant answersNo waiting for your CA
Live dataAlways up to date
Tally connectedYour data, unlocked
Plain languageNo finance degree needed
Features

Core Platform Capabilities

AI Finance Analysis

Leverage AI to analyze financial data, generate insights, and make smarter business decisions.

WhatsApp Notification

Get real-time alerts, reminders, and updates directly on WhatsApp for tasks and activities.

Client Management

Manage client profiles, interactions, and service history through a centralized and easy-to-use system.

Document Repository

Securely store, organize, and manage client documents with version control and quick retrieval.

Task Management

Assign tasks, track progress, and ensure timely completion of compliance activities.

Operational Dashboards

Monitor business performance, task status, and key metrics through interactive dashboards.

Role Based Access

Control user access with clearly defined roles, permissions, and data security layers.

Blazing fast
Built for speed

Cloud Based Platform

Access your data anytime, anywhere with a scalable and secure cloud infrastructure.

Security Features

Secure and
Scalable Architecture

Your data is protected with enterprise-grade security measures designed for financial professionals covering cyber threats, access control, encryption and compliance.

Cyber attack prevention
DDoS protection · intrusion detection · real-time threat monitoring
Zero unauthorised access
Role-based controls · multi-factor authentication · session management
End-to-end data encryption
256-bit AES · TLS 1.3 · encrypted at rest and in transit
Multi-tenant data isolation
Strict data separation · no cross-client leakage ever
Full audit trail
Every login, edit & download logged with timestamps for accountability
Regulatory compliance
SOC 2 certified · DPDP Act · ISO 27001 aligned for India

Meet the Founders

FinClick's founders are seasoned experts who have worked with large corporate banks, life insurance companies, and capital market leaders. Now, they bring that same expertise to build best-in-class application designed specifically for MSME owners and start-ups

Vishal Prabhu

Co-Founder & Head Products

Vishal brings 15+ years of experience building digital products and technology solutions across India's financial services sector, with a track record at some of the country's most respected names — Aditya Birla Capital, Kotak Life, JM Financial, Kotak Securities, Bharti AXA Life, and Future Generali. With a strong foundation in both IT and product, he takes a customer-first approach, focused on simplicity, intuitive UI, and platforms that are effortless to adopt.

CA Vratika Jain

Co-Founder & CEO

A Chartered Accountant with 15+ years of experience in banking, financial services, consulting, and business finance. Having held key roles at EY, Kotak Mahindra Bank, ICICI Bank, and Kotak Life Insurance, she has worked extensively in financial advisory, risk management, audit, compliance, and business strategy. Her experience across leading financial institutions has given her a deep understanding of how financial intelligence can drive business growth and improve decision-making.

CA Mohit Paliwal

Chief Financial Officer

A Chartered Accountant with 14+ years of experience in taxation, audit, financial advisory, and business finance, working extensively with companies, government bodies, NGOs, MSMEs, and startups. He specializes in loan syndication, funding advisory, financial structuring, and business consulting, with deep hands-on experience in understanding the financial and operational challenges faced by growing businesses.

FinClick 360 is a live financial command centre for Indian MSMEs and startups. It plugs directly into your Tally and shows exactly where your business stands every day, not just at month end.

Get instant access to cash flow, standing debtors, payment reminders, shareable ledgers, Balance Sheet and P&L downloads, and cloud storage for all your documents. The built-in AI reads your live numbers and generates a one-click Financial Snapshot you can share with banks, investors, or your management team. No CA call, no waiting, just your numbers, always on.
Yes. It is purpose-built for two types of users:

• MSMEs
Manufacturing, trading, or service businesses on Tally who want daily visibility into cash flow, debtors, and working capital without depending on their accountant for every update.

• Startups
Early-stage founders who need clean financial ratios for investors at short notice, track burn rate, and stay on top of compliance without a full-time finance team.
Most owners and founders face the same invisible problem, not lack of effort, but lack of visibility:

• Bank balance looks fine until salary, EMI, and GST hit the same week.

• Crores in revenue, but lakhs stuck with debtors on last month's spreadsheet.

• Investor asks for ratios; you call your CA, wait two days, and miss the window.

FinClick 360 connects to your Tally, syncs daily, and puts every number you need live in one place, so you stop guessing and start deciding.
FinClick 360 offers a free 7-day trial, so you can connect your Tally data and explore your live dashboard before committing. Paid plans start at ₹749 per month (billed annually) for the dashboard.

Pricing is feature-based, driven by your business size, features selected, AI credits, and cloud storage, so you only pay for what you use. There are no hidden setup charges, and a customised quote is shared once we understand your requirements.
Here is what changes day to day:

• Instead of waiting for your CA's email, you open FinClick and see your cash position right now.

• Instead of a spreadsheet of overdue debtors, you see who owes you, how much, and since when, with AI-suggested follow-ups.

• Instead of scrambling before advance-tax dates, FinClick tracks your liability as it builds through the year.

• Instead of panic-prepping for an investor call, your Financial Snapshot is one click away.

The biggest shift: you stop deciding on gut feel and start deciding on live numbers.
FinClick 360 does not replace your CA, but it sharply reduces how often you call them for basic numbers. You also get vibrant dashboards, a debtor follow-up tool, and a finance snapshot you may not get from your CA on demand.
Yes. FinClick 360 is designed for business owners, not accountants. Every metric is shown in plain language. Instead of "current ratio: 2.1x", it tells you what that means, "Your business can comfortably pay its short-term bills."

The built-in AI goes further. Ask "Why is my cash low even though sales are good?" and get a clear, jargon-free explanation with specific next steps. No finance degree needed.
Your data is protected with the same standards used by banks and large financial institutions:

• 256-bit AES encryption
Data is encrypted both when stored and when transmitted.

• Multi-tenant isolation
Your data is strictly separated. No other business can see your numbers.

• Role-based access
You control exactly who on your team sees what.

• Full audit trail
Every login, download, and edit is logged with timestamps.

• Privacy
The FinClick team never accesses, contacts your clients, or shares your data with third parties without your consent.
No. Setup takes about 5 minutes. You download a small connector and install it on the same computer where Tally runs. It then reads your Tally data automatically and sends it securely to FinClick.

If you can install an app, you can set this up. Our onboarding team is with you throughout.
FinClick 360 syncs with Tally automatically, with data refreshing roughly every 60 minutes. Your dashboard is never more than 24 hours behind your Tally data, far better than waiting for a month-end report.

Note
Real-time instant sync is on the product roadmap. Current sync is daily automated.
Yes. Whether you're at a client site, travelling, or in a meeting, open your dashboard in a browser to instantly check your cash position, overdue debtors, business health score, or send a ledger.

Coming Soon
A dedicated mobile app for iOS and Android with push notifications.
Features & Reports

• Bank reports

• GST notice notifications

New features keep arriving based on customer demand.
The Financial Snapshot Report is an 8-page PDF generated in one click from your live Tally data. It is professionally formatted, AI-powered, and ready in about 5 minutes.

Use it for:

• Bank & NBFC meetings
Show credit worthiness, working-capital health, and debt position without scrambling.

• Investor conversations
Present clean ratios, revenue growth, and profitability trends instantly.

• Management reviews
Give leadership a clear picture of the business at any point in the month.
Tally records transactions but doesn't answer business questions, and spreadsheets are manual and quickly out of date. FinClick 360 sits on top of your Tally data and turns it into live intelligence:

• A live Business Health Score updated daily.

• Debtor ageing and payment follow-up, from dashboard to invoice in two clicks.

• An AI advisor that tells you what to do next, not just what happened.

• A Financial Snapshot ready for any meeting in one click.

You don't replace Tally. You finally use all the data already sitting inside it.
FinClick 360 accepts UPI and NEFT.

Subscriptions are billed annually, and annual plans come at a discounted rate.
Each plan includes a set number of AI queries per month, enough for daily use by a typical owner or team. If you need more, for example, when your CA runs detailed analysis, you can buy additional AI credits as a top-up without upgrading your whole plan.

Tip
Everyday questions like cash flow, debtor follow-up, and tax liability use very few credits. Heavy usage usually means detailed modelling or bulk report generation.
Storage is allocated by plan. For scale, a typical MSME with 500 invoices a month, plus GST returns and annual Balance Sheets, uses up to roughly 5 GB per year.
Yes. It is one of the most-used features. Invite your CA as a separate user with their own login, and control exactly what they can see and do:

• View-only access to specific modules such as compliance or reporting.

• Upload and manage documents on your behalf.

• Run reports and AI queries using your data.

All their activity is logged in the audit trail, so FinClick becomes a shared workspace between you and your CA, with you in control.
Yes. You can collaborate with the FinClick team and become part of the growth journey of India's MSMEs and startups. Our channel partner program is built for CAs, consultants, accounting firms, and business advisors who already work closely with these businesses and want to add real value.

As a partner, you introduce FinClick 360 to your clients and network, help them gain daily financial visibility, and earn as they grow, while we handle onboarding, support, and the product. It is a simple way to deepen client relationships, open a new revenue stream, and help more MSMEs make decisions on live numbers. Reach out to the FinClick team to start the conversation.
FAQ

Questions?
We Have Answers

Everything you need to know about getting started with FinClick 360.